Credit Dispute Pro


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Why CDP Northeast Ohio?

The process of repairing credit reports may appear to be easily accomplished on your own, however achieving maximum results can be extremely difficult, time consuming, and not to mention frustrating. The specialist at CDP Northeast Ohio are here to provide years of experience and professional services on your behalf.

Our New State of the Art CDP (Client) Tracking System is Included at no additional charge. Inquire for details.

Why credit report repair?

The law gives you the right to dispute any credit listing on your credit reports that you feel may be inaccurate, misleading or unverifiable. If a credit bureau can't verify the accuracy of a disputed listing, then it must be removed from your credit report.

For guidelines of your legal rights please use the following links listed below:

FAIR CREDIT REPORTING ACT OF 1970 (FCRA)
http://www.ftc.gov/index.shtml

THE FAIR DEBT COLLECTION PRACTICES ACT (FDCPA)
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm

The Fair and Accurate Credit Transactions Act of 2003 (FACTA)
Consumer reporting companies are required to notify consumers of their rights under FACTA and steps they can take to protect themselves against identity theft and difficulties resulting from identity theft. The identity theft rights summary includes the major new identity theft rights granted to consumers by FACTA, including the right to place fraud alerts on their credit reports, to block businesses and credit bureaus from reporting information in their credit files that is a result of identity theft, and to obtain from businesses information about accounts or transactions in their name that result from identity theft. The identity theft rights summary will be provided by consumer reporting companies to consumers who contact the agencies because they believe they are victims of fraud or identity theft.
For full details use the following link: (FACTA)
http://www.ftc.gov/opa/2004/11/facta.shtm

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